Terms of Service

Last updated September 30, 2026. These terms govern your use of the Collect52 website and any Free, Plus, or Live plan. By using this site or subscribing to a plan, you agree to them.

1. Who we are

Collect52 LLC ("Collect52," "we," "us") operates this website and the educational research service described on it. See our disclaimer for what that service is and isn't.

2. Eligibility

You must be at least 18 years old to use this site or subscribe to a plan. By subscribing, you confirm that you meet this requirement and that the information you provide us is accurate.

3. Not investment advice

Collect52 is an educational research service, not a registered investment advisor, broker, or fund. Nothing on this site — including scores, backtested statistics, and commentary — is personalized investment advice, and we never place trades on your behalf or have access to move money in your account. You are solely responsible for your own trading decisions. See our disclaimer for more detail.

4. Plans and billing

Free requires no payment. Plus and Live are paid subscriptions billed monthly. Subscriptions renew automatically at the then-current price until you cancel. Payments are processed by Stripe, our third-party payment processor — Collect52 never sees or stores your full card number. You can cancel anytime through your account settings or by contacting us; cancellation takes effect at the end of your current billing period, and we do not provide refunds or credits for partial periods except where required by law. We may change our prices going forward; if we do, we'll give you notice before it applies to your next renewal.

5. Your account

You're responsible for keeping your account information accurate and for any activity that happens under your account. Let us know right away through our Contact page if you think your account has been accessed without your permission.

6. Acceptable use

You agree not to resell, redistribute, or publicly share paid content (including picks, scores, or dashboard data) outside your own use, not to attempt to reverse-engineer or scrape the site or engine, and not to use the service for any unlawful purpose.

7. Intellectual property

The site, the engine, our scoring methodology, and all content we publish are copyrighted and owned by Collect52 LLC or our licensors. "Collect52" and our logo are trademarks of Collect52 LLC, used as Collect52™ while our U.S. trademark application is pending. Your subscription gives you a personal, non-transferable right to use them — it doesn't transfer ownership of anything to you.

8. Third-party services

We use third-party providers to operate this site and deliver the service, including Formspree (forms), Vercel (hosting), Supabase (our database and account provider), Stripe (payment processing for paid plans), Resend (account and pick emails), and, if you choose to connect a brokerage account, SnapTrade (a read-only brokerage connection). See our privacy policy for how information is handled by those providers.

9. Disclaimer of warranties

The service is provided "as is." We don't guarantee that any pick, score, or backtested statistic will predict future results, or that the site or engine will be available without interruption or error, to the fullest extent permitted by law.

10. Limitation of liability

To the fullest extent permitted by law, Collect52 is not liable for any trading losses, lost profits, or indirect or consequential damages arising from your use of the site or any trading decision you make. Your use of this service, and any decision you make based on it, is at your own risk.

11. Termination

We may suspend or terminate your access if you violate these terms. You can stop using the service and cancel your subscription at any time.

12. Changes to these terms

We may update these terms as the service evolves. We'll update the date at the top of this page when we do, and material changes will be communicated before they take effect.

13. Governing law

These terms are governed by the laws of the State of Wisconsin, without regard to its conflict-of-law rules.

14. Contact us

Questions about these terms? Reach out through our Contact page.